If you think you will have difficulty paying your bill by the due date contact debt recovery to discuss an alternative arrangement for payment.
The main ways we enforce payment are:
You can still contact us to discuss an arrangement for payment even at this stage.
If you do not pay by the due date, or keep to any arrangement for payment, we may make a claim in the County Court to enforce payment of the debt. If we do this we will also make an application for costs which could range from £70 to £500, which you will have to pay.
If you do not pay a County Court Judgement in full, within 28 days of the Judgement, your details will be held on a nationally maintained register for six years.
This register is a public document which is available for inspection. If your name appears on this register it will affect your credit rating and could significantly reduce your chances of obtaining credit in the future.