Everyone in a residential or nursing home has to pay an amount of money towards the cost of their care. Some people will pay all the cost and other people may pay part of the cost with the council paying the rest.
Information and guidance on support available for people to pay for care can be obtained from talking to the adult services access point or the community care administration team. They can be contacted on:
The Council has a responsibility to work out what a persons care and support needs are and to provide them with the necessary care. People may have to pay for the care they get. This depends on different factors including how much money they a person has.
The Council assesses people individually, whether they have a partner or not and everyone in a residential home has to pay something towards their care.
The amount a person will pay depends on:
Because of this, the Council needs to know about all the money you have coming in. This includes Retirement Pension, Superannuation, War Pension and any other income. "Savings" may include the value of your own home. This is explained below.
No. You will be able to keep an amount, called your Personal Allowance. The amount of this is set by the Government each year. From April 2015 the personal allowance is £24.90 a week.
If your savings are:
Dependent on financial circumstances extra help may be available through benefits such as Income Support or Pension Credit. The Council will include this in the income a person has when they decide how much should be paid.
The Council has set a top limit on the fees it will pay.
Individual residential or care homes may charge more than this. If you decide you want to live in a home that is more expensive than the Council's limit, then you will have to arrange for someone else to pay the extra. This will be explained by your worker.
Yes, if you go on holiday your place in the home still has to be paid for. If you go into hospital, the home has to be paid for up to 6 weeks. If you're in hospital for more than 6 weeks, different arrangements may apply.
No. The value of your home may be used in working out how much has to be paid for care in a residential or nursing home. The Council will not force a person to sell their house to pay for care. If the value of the house is included in working out charges for care, a Deferred Payment Agreement will be offered.
The value of a house will not be counted in the following situations:
If the situation changes you must let the Council know when this happens. They may then include the value of your house, when they work out how much you have to pay. You can discuss this with your worker, or read the documents on this page.
It is against the law to dispose of your house or any other asset to avoid or reduce your contribution towards the cost of your care.
You don't have to provide any details of your income or savings if you don't want to, but if you don't you will have to pay the full cost of your care.