If you are concerned about managing your money or you have debts, try not to worry, but do not ignore your problem – it won’t go away. If you cannot pay your rent because of money problems you may be evicted from your home. You must ask for help. There are many organisations that can give you advice about debt and money problems. They are listed below.
British Bankers’ Association (BBA)
The BBA produce some useful leaflets on proving your identity and a range of banking services.
Financial Services Authority (FSA)
The FSA provide a financial health check service.
The FSA also have a budget calculator to help you to think about your spending and to work out whether you have enough money coming in to cover your outgoings. For more details visit http://www.moneymadeclear.fsa.gov.uk/budgetcalc
Consumer Credit Counselling Service
The Consumer Credit Counselling Service (CCCS) provides free and confidential debt advice over the phone from budgeting advice to practical Debt Management Plans.
Citizens Advice Bureau
Citizens Advice Bureau (CAB) offer advice on debt problems and a very wide range of other money and non-money topics.
National Debtline
This is a telephone-based service and is a national helpline for people with debt problems. They will discuss debt problems with you and explain the options available to you
Payplan
Payplan provide free debt advice and management.
Insolvencyhelpline.co.uk
This is a not-for-profit debt advisory service for debt advice and debt management
Age Concern
Age Concern provides information on income and benefits for older people.
Credit Action
Credit Action provides information and guidance for people with debt or money worries.
Advice UK
Advice UK is a registered charity and is the UK's largest support network for free, independent advice centres
If you are struggling to live on the money you have or are experiencing problems with debt, you may want to think about whether you are getting all the benefits or tax credits that you are entitled to.
For more information and advice you can visit the central government money advice section on the internet at www.direct.gov.uk. This also has a wide range of public service information and links to other organisations which you may find useful if you are looking for help or advice.
